Finland: Legal Online Casinos and Player Rules (2026)
Finland runs a state-monopoly model led by Veikkaus. The National Police Board oversees compliance and advertising. This guide explains legality, payments, strong identification, responsible gambling and how to verify a legal offer.
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1. Compliance Snapshot
| Status | State monopoly for online gambling (Veikkaus) |
| Oversight | Finnish National Police Board Gambling Administration |
| Legal operator | Veikkaus official website |
| Self-exclusion | Veikkaus self-exclusion and limits · Peluuri gambling help service |
| Identity | Strong electronic identification (Finnish bank ID or Mobile ID) |
| Age limit | 18+ |
| Advertising | Police Board guidance on gambling marketing |
| Taxes info | Finnish Tax Administration: gambling winnings |
| Last reviewed | November 2025 |
2. Is Online Casino Legal
Yes, but only through the state operator Veikkaus. Private gambling websites are not licensed to target Finnish residents. The National Police Board supervises compliance and can issue prohibitions and marketing restrictions.
3. Payments
On the legal Veikkaus platform you can use Finnish online banking transfers and domestic debit or credit cards. Payments require strong customer authentication, and the account name must match your verified identity.
| Method | Deposits | Withdrawals | Notes |
|---|---|---|---|
| Online bank transfer | Allowed | Allowed | Strong eID required |
| Debit or credit cards | Allowed | To bank account | Name must match verified player |
4. KYC and Account Rules
- Identification: strong electronic identification with Finnish bank ID or Mobile ID is mandatory.
- Name matching: payment accounts must match the verified player name.
- Play control: set session time limits and loss/deposit caps from your Veikkaus account.
5. Game Availability
- Allowed: Veikkaus offers online slots, table games, and sports betting within the monopoly framework.
- Testing: games and RNGs must meet Finnish standards before release on the legal platform.
6. Bonuses and Marketing
Marketing is strictly regulated by the Police Board. Communications must be responsible and not target minors or vulnerable groups. Offshore marketing to Finnish residents can be prohibited.
7. Taxes for Players
Winnings from Veikkaus are generally tax-free for individuals. Other winnings can have tax implications; review the Finnish Tax Administration guidance on gambling income.
8. Responsible Gambling
- Veikkaus limits and self-exclusion tools let you block or cap play.
- Peluuri counselling and support service is free and confidential.
- See our responsible gambling hub for safer play tips.
9. Verify a License
- Use the Police Board Gambling Administration information pages for the legal framework.
- Confirm you are on the official Veikkaus domain before creating an account or depositing.
- Avoid offshore sites that are not part of Finland’s legal system.
10. FAQs (Country-Specific)
Is online casino legal in Finland
Yes, but only via Veikkaus under the state monopoly. Private operators are not licensed to target residents.
What is the legal age to gamble online
18 years of age or older.
How do I self-exclude from gambling
Use Veikkaus self-exclusion tools and contact Peluuri gambling help for support.
Which payments can I use
Finnish online bank transfers and debit or credit cards with strong electronic identification.
Do I pay tax on my winnings
Winnings from Veikkaus are generally tax-free for individuals. Check the Tax Administration guidance for edge cases.
Disclaimer: informational content only, not legal or financial advice. Finland’s rules evolve via the National Police Board and national law. We review this page regularly.
Last updated: 05 January 2026
Damjan Daskalovski
Affiliate Manager & Content Editor
With 3 years of hands-on experience in the iGaming industry, I bring a unique perspective to our team. As Content Editor, my primary goal is ensuring all our guides are clear, honest, and genuinely helpful for you, the player. My role as an Affiliate Manager means I also manage our relationships with casino partners, allowing me to ensure we only work with reputable operators who meet our high standards for safety and fairness. My job is to bridge the gap between great content and trustworthy partnerships.