Brazil: Comprehensive Guide to Regulated Online Casinos (2025)

Brazil’s market is federally regulated. This guide shows you how to identify SPA-authorized brands on .bet.br, which payments are allowed like Pix and TED, what games are legal, how KYC and biometrics work, how the 15% tax on net winnings and compliance apply, and exactly how to verify an operator’s authorization. For our testing standards, see How We Rate Casinos.

1. Compliance Snapshot (Card)

2. Is Online Casino Legal?

Yes. Brazil regulates fixed-odds sports betting and online games under Law 14,790/2023. Operators must obtain SPA authorization before offering bets nationally. For a plain-language overview see our Online Gambling Regulations guide.

• What is allowed: fixed-odds sports betting and online games including RNG slots, live dealer and crash games offered by SPA-authorized operators.
• Authorization plus .bet.br: licensed brands use .bet.br domains per SPA domain policy.
• Consumer note: Offering bets without authorization is subject to federal enforcement including payment blocking. For safety and redress, use SPA-authorized sites only.

3. Payments (Allowed vs. Restricted)

Transactions must be electronic between the bettor’s registered account and the operator’s account at institutions authorized by the Central Bank. See Portaria SPA/MF 615/2024 and the Ministry of Finance note. For deposit method tips see our Casino Payment Methods.

Restricted or prohibited: credit cards, boleto bancário, cash, cryptocurrencies, or any post-paid or anonymous method.

4. KYC & Account Rules

• CPF-centric KYC: operators validate identity and eligibility using the bettor’s CPF against official databases. Restricted categories and minors are blocked under Law 14,790/2023. For a plain-language view see our Regulations guide.
• Biometrics: facial recognition and liveness may be required for secure authentication and higher risk actions such as withdrawals or account changes (tech and security).
• Documents: RG, CNH or Passport commonly used to support verification.
• Name matching: payment accounts must match the verified holder, especially for Pix and TED payouts.
• Accounts per operator: up to 3 accounts are permitted for the same bettor with the same operator (Portaria 1.231/2024).
• Support: 24x7 Portuguese support via electronic channels and toll free phone hosted in Brazil (Portaria 1.231/2024).

5. Game Availability

• Allowed: online slots, live casino, crash games, poker and fixed odds sports when offered by SPA-authorized operators.
• Certification: platforms, games and RNGs must be certified by labs recognized by SPA (Portaria 722/2024).
• Transparency: operators must disclose rules, odds and where applicable the RTP before play.

6. Bonuses & Marketing Rules

• Advertising cannot target minors or portray gambling as a solution to financial problems. Operators and affiliates share liability for misleading content (Portaria 1.231/2024).
• Age gating and responsible gambling warnings must be present on promotional materials. For bonus mechanics clarity see our Bonus Wagering Explained.
• Extra restrictions apply to sponsorships and use of public figures with appeal to minors.

7. Taxes (Players)

• Rate and base: 15 percent IRPF on net winnings. For sports, net is prize minus stake per bet. For online games, net is calculated per gaming event or session. See Receita’s note here.
• Withholding: operators withhold the tax at source when winnings are paid or credited.
• Exemption threshold: follows the first monthly IRPF bracket. In 2025 it is R$ 2,259.20 from January to April and R$ 2,428.80 from May onward. The simplified monthly discount can increase effective relief. Check the current table here.

Worked example: Stake R$ 200, prize R$ 1,000. Net winnings R$ 800. Operator withholds 15 percent = R$ 120. Payout R$ 880.

8. Responsible Gambling

• Mandatory tools: deposit, bet and loss limits, reality checks, session timeouts and self exclusion controls (Portaria 1.231/2024).
• Self exclusion: operator level exclusion is mandatory. A centralized national platform has been announced by SPA.
• Help: industry resource Instituto Brasileiro de Jogo Responsável (IBJR). For safer play tips visit our Responsible Gambling hub.

9. Player Rights, Complaints & ADR

1. Contact operator support in Portuguese 24x7 and keep records of the ticket or chat transcript.
2. Escalate via Fala.BR if unresolved: federal ombudsman platform.
3. Consumer protection (Procon Nacional) can assist in parallel: learn more.
4. Confirm authorization on the SPA list: authorized companies.
5. Avoid bad actors: if a site is not authorized, see our Blacklisted Casinos guide.

10. How to Verify a License (Checklist)

1. Domain: confirm the website ends with .bet.br (policy note).
2. Footer or legal docs: locate the Ato de Autorização SPA/MF and the company CNPJ.
3. Cross check: match the brand and company on SPA’s authorized companies list.
4. Operational signs: 24x7 Portuguese support, Pix or TED with name matching, visible responsible gambling tools.

11. Our Methodology (Localized Summary)

• License status: we confirm active SPA authorization and .bet.br domain alignment How We Rate Casinos.
• Payments: we test Pix and TED for speed and correct name matching.
• Support: we evaluate 24x7 Portuguese channels and response quality.
• Responsible gambling: we verify the visibility and usability of limits and self exclusion.
• KYC: we test CPF checks and biometric steps when triggered.
• Localization: we check full PT BR UI and BRL denomination.

12. FAQs (Country-Specific)

1) Is online casino legal in Brazil

Yes. Fixed odds betting and online games are federally regulated. Only play with SPA authorized operators on .bet.br. Check the official list here.

2) Are winnings taxed

Yes. Operators withhold 15 percent IRPF on net winnings per bet or per gaming event or session. See Receita’s note here and the current IRPF tables here.

3) Which payments are allowed

Pix and TED for deposits and withdrawals. Debit or prepaid cards for deposits. Credit cards, boleto, cash and crypto are prohibited. See Portaria 615/2024. For method comparisons see our Payment Methods guide.

4) Age limit

18 plus. Minors and other restricted categories cannot bet under Law 14,790/2023.

5) How do I self exclude

Use the operator’s self exclusion controls. SPA has announced a centralized national platform. For support, see IBJR and our Responsible Gambling hub.

Disclaimer: This content is informational only and not legal or financial advice. Regulations evolve and we update regularly to reflect SPA rules. Jogue com responsabilidade.